Market & Mortgage

Where rates, prices and sales are moving — and what it means if you're buying, selling or refinancing. We track Freddie Mac averages, NAR reports and lender data daily and translate every move into a homeowner decision.

    The Mortgage Rate Reality Check: Why Relief is on Hold Market & Mortgage

    The Mortgage Rate Reality Check: Why Relief is on Hold

    Hoping for a sudden drop in borrowing costs this fall? The central bank just delivered a harsh reality check.

    August 30, 2026
    The New Mortgage Math Market & Mortgage

    The New Mortgage Math

    If you've been holding out for a sudden drop in borrowing costs, you can probably exhale. Here's how buyers are handling the new math.

    August 26, 2026
    A Push to End the Home-Sale Tax Penalty While Lenders Brace for a Bumpy Fall Market & Mortgage

    A Push to End the Home-Sale Tax Penalty While Lenders Brace for a Bumpy Fall

    Congress is trying to thaw the housing market's deep freeze by doubling capital gains tax exclusions, just as the mortgage industry prepares for a slowdown.

    August 23, 2026
    The Housing Market Is Frozen, Except Where It's Not Market & Mortgage

    The Housing Market Is Frozen, Except Where It's Not

    National home sales hit a wall when mortgage rates spiked. But beneath that quiet surface, cooling boomtowns and rising affordable cities are trading places.

    August 18, 2026
    Sun Belt Reality Check: The Hidden Costs of Moving South Market & Mortgage

    Sun Belt Reality Check: The Hidden Costs of Moving South

    Retirees flock to South Carolina for the cheap taxes, but hidden local fees and strict new condo rules complicate the Sun Belt dream.

    August 15, 2026
    Why the $799 Mortgage Is a Myth, and Rates Are Stuck in Neutral Market & Mortgage

    Why the $799 Mortgage Is a Myth, and Rates Are Stuck in Neutral

    Mortgage markets are caught between a cooling job market and stubborn inflation. Meanwhile, a new lawsuit shows exactly why you have to read the fine print.

    August 9, 2026
    The Condo Hurdle: Why Buying Your First Place Just Got Harder Market & Mortgage

    The Condo Hurdle: Why Buying Your First Place Just Got Harder

    A massive federal rewrite of condo lending rules and mortgage rates stuck near multi-year highs are making life tough for entry-level buyers.

    August 7, 2026
    The One-Year Peak: Why Cash Buyers Are Taking Over Market & Mortgage

    The One-Year Peak: Why Cash Buyers Are Taking Over

    Mortgage rates just hit their highest level in a year, ending the summer waiting game and handing the keys to all-cash buyers.

    August 2, 2026
    The Summer Mortgage Relief That Never Arrived Market & Mortgage

    The Summer Mortgage Relief That Never Arrived

    Summer was supposed to bring relief for homebuyers. Instead, global tension and a spooked Federal Reserve have sent mortgage costs to a one-year high.

    July 31, 2026
    The Builder’s Edge: Why New Construction is Defying the Rate Spike Market & Mortgage

    The Builder’s Edge: Why New Construction is Defying the Rate Spike

    Mortgage rates just hit a yearly high, but builders are offering massive discounts and rate buydowns regular sellers simply can't match.

    July 26, 2026
    The 7% Shadow Market & Mortgage

    The 7% Shadow

    Mortgage rates are creeping back toward yearly highs, leaving buyers squeezed and sellers stubbornly clinging to their pandemic-era bargains. Here's what that means for your next move.

    July 24, 2026
    The Summer Squeeze: How to Buy When the Market Won't Budge Market & Mortgage

    The Summer Squeeze: How to Buy When the Market Won't Budge

    With prices hitting record highs and rates stuck in the mud, waiting for the housing market to cool off isn't working. Here's how to manufacture your own affordability.

    July 21, 2026
    The Great Summer Standoff: High Rates and Quiet Open Houses Market & Mortgage

    The Great Summer Standoff: High Rates and Quiet Open Houses

    Mortgage rates are stuck in the mid-sixes and buyers are exhausted. Here's why the market is at a standstill, and where you can still find leverage.

    July 20, 2026
    Why the Housing Math is Finally Tipping Back to Buyers Market & Mortgage

    Why the Housing Math is Finally Tipping Back to Buyers

    National home prices just hit another record high. But rising wages and slightly lower mortgage rates are quietly handing power back to patient buyers.

    July 19, 2026
    The 5.4% Summer Slump Market & Mortgage

    The 5.4% Summer Slump

    Summer is usually peak moving season, but climbing rates and global tension have buyers quietly deciding to stay put.

    July 18, 2026
    The 6.6% Standstill: Why Buyers Are Finally Walking Away Market & Mortgage

    The 6.6% Standstill: Why Buyers Are Finally Walking Away

    Mortgage rates are creeping up, pending sales are dropping, and homes are finally sitting on the market. Here's what this standoff means for your next move.

    July 17, 2026
    The Great Regional Divide: Boomtowns Cool Down While the Midwest Heats Up Market & Mortgage

    The Great Regional Divide: Boomtowns Cool Down While the Midwest Heats Up

    High mortgage rates are finally slowing the national housing market, but the big-picture numbers hide a bizarre reality on the ground.

    July 14, 2026
    The New Housing Law vs. The Summer Slump Market & Mortgage

    The New Housing Law vs. The Summer Slump

    Washington just passed a massive law to fix the housing shortage. But right now, buyers are stuck sweating out record prices and stubborn mortgage rates.

    July 13, 2026
    Washington Finally Puts a Leash on Wall Street Homebuyers Market & Mortgage

    Washington Finally Puts a Leash on Wall Street Homebuyers

    A sweeping new federal housing law quietly took effect at midnight. The goal? Tipping the scales back toward regular buyers.

    July 12, 2026