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    Free home calculators

    Quick answers that depend on your house and where it is: your climate zone, your attic, your electricity rate. No sign-up, and every number shows where it came from.

    Energy and heating

    Attic insulation calculator Your climate zone's ENERGY STAR level, the inches to add, how many bags to buy and what a pro would charge. Open the calculator → Space heater cost calculator Cost per hour, day and month for a space heater or any plug-in appliance, at your state's electricity rate. Open the calculator → Solar payback calculator Payback years and 25-year savings, with your state's electricity rate and sunshine. Open it in the guide →

    Buying and owning

    Mortgage payment calculator Monthly payment with taxes, insurance and PMI, and your state's property tax rate filled in. Open it in the guide → Refinance break-even calculator How many months until a lower rate pays back the closing costs. Open it in the guide → Home insurance cost calculator Your state's average premium, scaled by coverage, deductible, roof age and bundling. Open it in the guide →

    Repairs

    Repair or replace calculator The 50% rule and the item's age: whether a repair is still worth paying for. Open it in the guide →

    More ways to plan the year

    The seasonal checklists by state list the jobs that matter where you live, on one printable page, and Know Your Home explains the systems behind them. To get reminded when each job is due, build your free seasonal plan in about a minute.

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