Mortgage rates — news for homeowners
Mortgage rates set what a home really costs — a one-point move changes a typical monthly payment by hundreds of dollars. We follow every move and translate it into a decision: lock, float, refinance or wait.
Right now: The Quiet Overhaul of Your Credit Score · Oct 14
Market & Mortgage
The Quiet Overhaul of Your Credit Score
While everyone is watching interest rates, federal regulators are quietly changing how your credit is pulled. It just might save you some money at closing.
Market & Mortgage
The Plumbing Behind Your Mortgage Is Getting Ripped Out
FICO's long-held monopoly on credit scoring is finally cracking, forcing lenders and government agencies to rethink how they decide who gets a house.
Home Projects
The Great Stay-and-Fix: Why We're Painting Cabinets Instead of Moving
High mortgage rates have locked homeowners into their current floorplans, and the massive gut renovation is out. Here's why we're all pivoting to maintenance.
Market & Mortgage
The 8% Wall: Why Buyers Are Gambling on Adjustable Rates
Mortgage rates are pushing past 7.4% and freezing the fall housing market. Underneath the ice, buyers and sellers are quietly changing tactics.
Market & Mortgage
The 7% Threshold: How Builders Are Hacking the Housing Market
With mortgage rates back above 7%, regular sellers are stuck. But homebuilders are using deep pockets and rate buy-downs to keep buyers moving.
Market & Mortgage
The Great Condo Stall: Why Buying a Home Just Got Complicated Again
Mortgage rates are back above 7% and the condo market is rapidly deflating in major cities. Here's what this split market means for your budget.
Market & Mortgage
Lenders Are Quietly Rewriting the Rules to Keep You Buying
With rates creeping back near 7%, the mortgage industry is raising loan limits and counting your utility bills to keep homebuyers in the game.
Market & Mortgage
The Seven Percent Tug-of-War
Mortgage rates are creeping back toward 7% just as the Fed prepares to meet, while bizarre 'ghost condos' in LA sit completely empty.
Market & Mortgage
The Autumn Standoff
Mortgage rates are creeping back toward 7%, but the housing market is finally cracking in major cities. Here's why buyers suddenly have leverage.
Market & Mortgage
The New Rules of Mortgage Math
Borrowing costs just hit a new high for the year, but a quiet war on credit reporting monopolies could soon save buyers money at the closing table.
Market & Mortgage
A Tale of Two Housing Markets: AI Cash Meets 7% Rates
Most of the country is frozen by climbing mortgage rates. Meanwhile, a wave of new tech money is sparking wild bidding wars in unexpected places.
Market & Mortgage
The Mortgage Rate Reality Check: Why Relief is on Hold
Hoping for a sudden drop in borrowing costs this fall? The central bank just delivered a harsh reality check.
Market & Mortgage
The New Mortgage Math
If you've been holding out for a sudden drop in borrowing costs, you can probably exhale. Here's how buyers are handling the new math.
Market & Mortgage
The Housing Market Is Frozen, Except Where It's Not
National home sales hit a wall when mortgage rates spiked. But beneath that quiet surface, cooling boomtowns and rising affordable cities are trading places.
Money & Bills
The New Math of Homeownership
The housing market is splitting in two. While long-term owners sit on record equity, recent buyers are getting squeezed by rising rates and insurance bills.
Market & Mortgage
Why the $799 Mortgage Is a Myth, and Rates Are Stuck in Neutral
Mortgage markets are caught between a cooling job market and stubborn inflation. Meanwhile, a new lawsuit shows exactly why you have to read the fine print.
Market & Mortgage
The One-Year Peak: Why Cash Buyers Are Taking Over
Mortgage rates just hit their highest level in a year, ending the summer waiting game and handing the keys to all-cash buyers.
Market & Mortgage
The Summer Mortgage Relief That Never Arrived
Summer was supposed to bring relief for homebuyers. Instead, global tension and a spooked Federal Reserve have sent mortgage costs to a one-year high.
Market & Mortgage
The Builder’s Edge: Why New Construction is Defying the Rate Spike
Mortgage rates just hit a yearly high, but builders are offering massive discounts and rate buydowns regular sellers simply can't match.
Market & Mortgage
The 7% Shadow
Mortgage rates are creeping back toward yearly highs, leaving buyers squeezed and sellers stubbornly clinging to their pandemic-era bargains. Here's what that means for your next move.