Mortgage rates — news for homeowners
Mortgage rates set what a home really costs — a one-point move changes a typical monthly payment by hundreds of dollars. We follow every move and translate it into a decision: lock, float, refinance or wait.
Right now: The Mortgage Rate Reality Check: Why Relief is on Hold · Aug 30
Market & Mortgage
The Mortgage Rate Reality Check: Why Relief is on Hold
Hoping for a sudden drop in borrowing costs this fall? The central bank just delivered a harsh reality check.
Market & Mortgage
The New Mortgage Math
If you've been holding out for a sudden drop in borrowing costs, you can probably exhale. Here's how buyers are handling the new math.
Market & Mortgage
The Housing Market Is Frozen, Except Where It's Not
National home sales hit a wall when mortgage rates spiked. But beneath that quiet surface, cooling boomtowns and rising affordable cities are trading places.
Money & Bills
The New Math of Homeownership
The housing market is splitting in two. While long-term owners sit on record equity, recent buyers are getting squeezed by rising rates and insurance bills.
Market & Mortgage
Why the $799 Mortgage Is a Myth, and Rates Are Stuck in Neutral
Mortgage markets are caught between a cooling job market and stubborn inflation. Meanwhile, a new lawsuit shows exactly why you have to read the fine print.
Market & Mortgage
The One-Year Peak: Why Cash Buyers Are Taking Over
Mortgage rates just hit their highest level in a year, ending the summer waiting game and handing the keys to all-cash buyers.
Market & Mortgage
The Summer Mortgage Relief That Never Arrived
Summer was supposed to bring relief for homebuyers. Instead, global tension and a spooked Federal Reserve have sent mortgage costs to a one-year high.
Market & Mortgage
The Builder’s Edge: Why New Construction is Defying the Rate Spike
Mortgage rates just hit a yearly high, but builders are offering massive discounts and rate buydowns regular sellers simply can't match.
Market & Mortgage
The 7% Shadow
Mortgage rates are creeping back toward yearly highs, leaving buyers squeezed and sellers stubbornly clinging to their pandemic-era bargains. Here's what that means for your next move.
Market & Mortgage
The Summer Squeeze: How to Buy When the Market Won't Budge
With prices hitting record highs and rates stuck in the mud, waiting for the housing market to cool off isn't working. Here's how to manufacture your own affordability.
Market & Mortgage
The Great Summer Standoff: High Rates and Quiet Open Houses
Mortgage rates are stuck in the mid-sixes and buyers are exhausted. Here's why the market is at a standstill, and where you can still find leverage.
Market & Mortgage
Why the Housing Math is Finally Tipping Back to Buyers
National home prices just hit another record high. But rising wages and slightly lower mortgage rates are quietly handing power back to patient buyers.
Market & Mortgage
The 5.4% Summer Slump
Summer is usually peak moving season, but climbing rates and global tension have buyers quietly deciding to stay put.
Market & Mortgage
The 6.6% Standstill: Why Buyers Are Finally Walking Away
Mortgage rates are creeping up, pending sales are dropping, and homes are finally sitting on the market. Here's what this standoff means for your next move.
Market & Mortgage
The New Housing Law vs. The Summer Slump
Washington just passed a massive law to fix the housing shortage. But right now, buyers are stuck sweating out record prices and stubborn mortgage rates.