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Right now: The Mortgage Rate Reality Check: Why Relief is on Hold · Aug 30
📘 New to the topic? Read the full guide: Mortgages Learn exactly how your home loan works, what makes up your monthly payment, and how to pay it off faster. Read the guide →The Mortgage Rate Reality Check: Why Relief is on Hold
Hoping for a sudden drop in borrowing costs this fall? The central bank just delivered a harsh reality check.
The New Mortgage Math
If you've been holding out for a sudden drop in borrowing costs, you can probably exhale. Here's how buyers are handling the new math.
A Push to End the Home-Sale Tax Penalty While Lenders Brace for a Bumpy Fall
Congress is trying to thaw the housing market's deep freeze by doubling capital gains tax exclusions, just as the mortgage industry prepares for a slowdown.
Sun Belt Reality Check: The Hidden Costs of Moving South
Retirees flock to South Carolina for the cheap taxes, but hidden local fees and strict new condo rules complicate the Sun Belt dream.
Why the $799 Mortgage Is a Myth, and Rates Are Stuck in Neutral
Mortgage markets are caught between a cooling job market and stubborn inflation. Meanwhile, a new lawsuit shows exactly why you have to read the fine print.
The Condo Hurdle: Why Buying Your First Place Just Got Harder
A massive federal rewrite of condo lending rules and mortgage rates stuck near multi-year highs are making life tough for entry-level buyers.
The Fine Print Strikes Back
The era of the easy condo mortgage is ending, while local governments get creative to keep property tax bills from eating us alive.
The One-Year Peak: Why Cash Buyers Are Taking Over
Mortgage rates just hit their highest level in a year, ending the summer waiting game and handing the keys to all-cash buyers.
The Summer Mortgage Relief That Never Arrived
Summer was supposed to bring relief for homebuyers. Instead, global tension and a spooked Federal Reserve have sent mortgage costs to a one-year high.
The Builder’s Edge: Why New Construction is Defying the Rate Spike
Mortgage rates just hit a yearly high, but builders are offering massive discounts and rate buydowns regular sellers simply can't match.
The 7% Shadow
Mortgage rates are creeping back toward yearly highs, leaving buyers squeezed and sellers stubbornly clinging to their pandemic-era bargains. Here's what that means for your next move.
The Summer Squeeze: How to Buy When the Market Won't Budge
With prices hitting record highs and rates stuck in the mud, waiting for the housing market to cool off isn't working. Here's how to manufacture your own affordability.
The 5.4% Summer Slump
Summer is usually peak moving season, but climbing rates and global tension have buyers quietly deciding to stay put.
Washington Finally Puts a Leash on Wall Street Homebuyers
A sweeping new federal housing law quietly took effect at midnight. The goal? Tipping the scales back toward regular buyers.