Glossary

Service Drop

Service Drop

The bundle of overhead electrical wires that connect the power pole on the street to your house. These wires carry all the electricity your home needs to run. The utility company usually owns these wires, but you own the pipe they connect to on your roof.

Origin

The term comes from early electrical grid planning in the late 1800s. Engineers called the main line the service, and the portion hanging down to a single building was the drop.

How you'll see it used

  • The home inspector noted that the tree branches in the backyard were rubbing against the service drop and recommended calling the utility company for a free trim.
  • When upgrading to a 200-amp electrical panel, the contractor explained the utility company would need to install a heavier service drop to handle the new capacity.
  • After the heavy ice storm, the weight of the frozen service drop bent the metal mast on the roof, requiring an emergency visit from a private electrician.

What Is a Service Drop?

Look up at the power pole near your street. You'll see a thick bundle of wires looping down and connecting to your roof or the side of your house. This bundle is the service drop. It carries all the electricity your home needs to run. The name goes back to the late 1800s. Early grid engineers called the main street line the service. The smaller line hanging down to a single building became known as the drop. Today, this overhead connection is how millions of older and rural homes get their power. If your neighborhood has underground power lines, you don't have a service drop. Instead, you have a service lateral buried in your yard.

Who Owns What?

The rules about ownership can confuse many homeowners. The utility company usually owns the service drop wires. They also own the meter box on the side of your house. However, you own the equipment that attaches those wires to your home. This includes the metal pipe sticking up from your roof, called the mast. You also own the weatherhead, which is the cap on top of the mast that keeps rain out.

If a storm knocks down the wires, the utility company will fix them for free. If the storm damages the metal mast or the wires inside your house, you have to hire an electrician. You can read more about your home power setup in our Electrical guide.

How to Inspect Your Service Drop

You should look at your service drop a few times a year. Stand in your yard and look up at the connection. Don't use a ladder and never touch the wires. You just want to do a visual check from the ground. Look for these common issues:

  • Frayed black insulation on the wires where sun and weather caused rot.
  • Tree branches rubbing against the lines or resting heavily on the bundle.
  • A bent roof mast leaning to one side under the weight of the cables.
  • Wires pulled tight like a guitar string instead of having a gentle swoop.

If you see bare metal shining through the insulation, call your power company right away. If the metal mast on your roof looks bent, you need a pro. A leaning mast means water can get under the roof flashing. It also means the weight of the wires might rip the pipe right off your house. You can check our Roofing guide for tips on spotting water leaks.

Upgrading Your Power

Sometimes you need to upgrade your service drop on purpose. If you buy an older home, it might only have a 100-amp service. This isn't enough power for modern life. When you add a hot tub, central air conditioning, or an electric car charger, you need more juice. Your electrician will upgrade your panel and the mast. Then, the utility company will come out and hang a thicker service drop to safely carry the extra electricity to your house.

Typical Costs and Repairs

Safety Warning: Never touch a downed service drop wire. Always assume the line is live and call 911 or your utility company immediately. Treat it as one of the most serious Home Emergencies you can face.

Repairs to the service drop wires cost you nothing because the utility company handles them. But fixing your side of the equipment is a different story. Replacing a bent roof mast and weatherhead usually costs between 500 and 1200 dollars. If you need to upgrade your entire electrical panel to 200 amps, expect to pay 1500 to 3000 dollars. Keep in mind that these ranges vary based on your location and the electrician you hire. If the utility company has to disconnect the drop so your electrician can work, they might charge a small disconnect fee. This fee is usually around 50 to 100 dollars.

Frequently asked

Does the utility company charge me to fix a downed service drop?

No, the utility company owns the overhead wires and will reattach them for free. However, if the storm also broke the metal pipe or meter box on your house, you must pay an electrician to fix those parts first.

Can I trim the tree branches around my service drop myself?

You should never trim branches near live power lines yourself. Call your local utility company instead. They typically send a crew to clear branches away from the service drop at no cost to you.

Why are there three wires in my service drop?

Most homes have two insulated wires carrying 120 volts each and one bare wire acting as the neutral line. Together, they provide the 240 volts needed to run large appliances like dryers and ovens.

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